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Two things decide most California motorcycle cases, and neither is the crash.
The first is an assumption — that the rider was going too fast, or was where they should not have been. It is made by adjusters, by witnesses, and sometimes by the responding officer.
The second is Proposition 213, which can erase every dollar of a rider’s pain and suffering if their own insurance lapsed.
Lane splitting is defined in the Vehicle Code, and it is not an offence
The law defines lane splitting as
“driving a motorcycle … between rows of stopped or moving vehicles in the same lane, including on both divided and undivided streets, roads, or highways.”
The law directs the California Highway Patrol to “develop educational guidelines relating to lane splitting in a manner that would ensure the safety of the motorcyclist and the drivers and passengers of the surrounding vehicles”, and the law requires the CHP to consult the DMV, Caltrans, the Office of Traffic Safety and motorcycle safety organisations in doing it.
Read what that section does and does not do. It defines the manoeuvre and it directs the CHP to write guidelines. It does not prohibit lane splitting, and it does not make it an infraction.
That distinction matters in a case, because the defence version of a lane-splitting collision usually starts from the premise that the rider was doing something unlawful. They were not. The question is the ordinary one — whether each party used reasonable care — and it is answered and Li v. Yellow Cab Co. (1975) 13 Cal.3d 804, not by a rule that does not exist.
Proposition 213 hits riders harder than drivers
The law bars non-economic damages for the owner of an uninsured vehicle involved in the accident, and (a)(3) for an operator who cannot establish financial responsibility.
A motorcycle that has been sitting through the winter with lapsed coverage is exactly the fact pattern this statute was written to catch — and it applies even when the other driver ran the light.
The narrow way out: The law preserves non-economic damages for an uninsured owner under (a)(2) who was hit by a driver operating in violation of Vehicle Code § 23152 or § 23153 and convicted of that offence. A conviction, not an arrest.
What is never barred: medical bills, lost earnings, future care, and property damage. Those are economic damages, and § 3333.4 does not reach them.
And if you were riding for work — delivery, courier, inspection, any errand — the workers’ compensation claim is untouched by Proposition 213 entirely. How both claims run together.
Helmets, and what a helmet argument is really about
California requires a helmet meeting federal standards for riders and passengers of any age. What a defence lawyer does with that is a comparative-fault argument, not a bar.
Under Li, damages are “diminished in proportion to the amount of negligence attributable to the person recovering” — reduced, not eliminated. And the reduction has to be tied to the injury. A helmet argument is worth very little where the injuries are to the pelvis, the leg, or the shoulder, which is the majority of serious motorcycle trauma.
What to do this week
Do not let the bike be repaired, scrapped, or released by the tow yard. Impact damage, tyre marks and lever position are evidence.
Photograph your gear. Abrasion on a jacket, a scuffed helmet, and torn boots establish speed and body position more reliably than memory.
Get the traffic collision report and read the narrative, not just the party list. Fault assumptions get written into the narrative and then repeated for the life of the case.
Check the insurance status on your own bike now, before an adjusterClaims administrator / adjuster The person handling your claim for the insurer or self-insured employer. does it for you. If there is a Proposition 213 problem, it is far better to know in week one.
Common questions
Is lane splitting legal in California?
The law defines it and directs the CHP to publish educational guidelines. It does not prohibit it and does not make it an infraction.
My insurance had lapsed. Do I still have a case?
Yes, for economic damages — medical bills, lost earnings, future care. The law bars only non-economic damages, and § 3333.4(c) has a narrow exception where the other driver was convicted of a DUI offence.
I was not wearing a helmet.
That is a comparative-fault argument under Li v. Yellow Cab Co., not a bar, and it has to be connected to the injuries actually suffered.
I was riding for work.
Then you have a workers’ compensation claim as well — the law keeps it and your claim against the other driver alive side by side — and Proposition 213 has nothing to say about it.
Sources
Vehicle Code § 21658.1Civil Code § 1714§ 3333.4Code of Civil Procedure § 335.1Labor Code § 3852Vehicle Code § 21658.1(a)§ 21658.1(b)§ 21658.1(c)Civil Code § 3333.4(a)(2)Labor Code § 3852(a)
Li v. Yellow Cab Co. (1975) 13 Cal.3d 804
General information about California law, not legal advice about your case.
Reviewed by Jamey Teitell, Partner & Trial Attorney · Last reviewed
Law Offices of Solov & Teitell, APC · (213) 380-9310
Printed from https://www.solovteitell.com/personal-injury/motorcycle-accidents/ · Last reviewed