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In thirty seconds
- Two-thirds of your average weekly earnings, between $264.61 and $1,764.11 a week for a 2026 injury. Overtime, a second job, bonuses, tips, and in-kind wages belong in that earnings figure — and are the most common thing left out.
- 104 compensable weeks within five years of the date of injuryDate of injury For a cumulative or occupational disease claim, the law sets it as when you first suffered disability and knew or should have known it was work-related — not when the wear began. Almost every deadline runs off this. — not from when payments start. Nine listed conditions get 240 weeks. There is no catch-all for catastrophic injuryCatastrophic injury Under § 4660.1(c)(2)(B), “including, but not limited to, loss of a limb, paralysis, severe burn, or severe head injury.” Lifts the bar on psychiatric ratings..
- § 4661.5: a temporary total disability payment made two or more years after the injury is computed at the limits in force on the date of payment. Self-executing, worth up to ~$24,000 a year at the cap, and routinely not paid.
If your claim was denied and you are now being paid back temporary disability, read the section on § 4661.5. When a temporary total disability payment is made two or more years after the date of injury, it is computed using the rate limits in effect on the date of payment — not the date of injury. On a delayed claim at the cap, that difference can run to tens of thousands of dollars.
Contents9 sections
- 01The rates$1,764.111 min
- 02How average weekly earnings are calculated1 min
- 03When it starts, when it ends14 days1 min
- 04The 104-week cap104 weeks1 min
- 05Labor Code § 4661.5 — the raise nobody claims$464.682 min
- 06Modified duty, public safety, and EDDtwo-thirds1 min
- 07Have your payment history checked10%1 min
- 08Frequently asked questions1 min
- 09Tell us what happened1 min
The rates
Your rate is set by your date of injury and does not change as the years pass — except below.
| DATE OF INJURY | WEEKLY MINIMUM · WEEKLY MAXIMUM |
|---|---|
| 2026 | $264.61 · $1,764.11 |
| 2025 | $252.03 · $1,680.29 |
| 2024 | $242.86 · $1,619.15 |
| 2023 | $242.86 · $1,619.15 |
| 2022 | $230.95 · $1,539.71 |
| 2021 | $203.44 · $1,356.31 |
2023 and 2024 are the same figures, and that is not a typo. The State Average Weekly Wage fell in the twelve months ending March 31, 2023 — from $1,651 to $1,642 — so no adjustment was triggered and the 2024 rates carried over unchanged (DWCDWC Division of Workers’ Compensation, part of the Department of Industrial Relations. Administers the system. Information Services Center: 1-800-736-7401. Newsline 2023-84). A table built on the assumption that rates rise every January is shifted by a year from 2023 back.
For 2026, the maximum applies to workers earning $2,646.16 a week or more; the minimum applies below $396.91. The State Average Weekly Wage rose from $1,704 to $1,789 — an increase of 4.98826% — which is what drove the 2026 figures. Unlike permanent disabilityPD Permanent Disability. Compensation for lasting impairment. A different and much lower weekly rate — 2026 maximum $290/week., temporary disability does index to wage growth each year. That distinction matters and almost nobody explains it.
How average weekly earnings are calculated
The number that drives everything, and the one most often understated on the first check. Your average weekly wage should include overtime, if it was regular; bonuses and commissions; concurrent employment — earnings from a second job count; in-kind wages — employer-provided lodging, meals, fuel; tips, where reported; and shift differentials and premium pay. For workers with irregular hours, seasonal work, or variable earnings, the law provides a catch-all method designed to reach a figure that fairly reflects earning capacity — not simply the last few thin paychecks.
Check the first benefit notice against your own pay records. An average weekly wage calculated off base hourly pay alone, for someone who regularly worked overtime or held a second job, is the most common and most correctable error in a California claim — and it compounds across every week of benefits.
When it starts, when it ends
THE WAITING PERIOD
No temporary disability is payable for the first three days after you leave work — unless disability continues more than 14 days or you are hospitalized as an inpatient. In either case, temporary disability is payable from day one, retroactively. The three days are erased, not merely postponed.
THE FIRST PAYMENT
Due within 14 days of the employer’s knowledge of the injury and disability.
LATE PAYMENT
Any late temporary or permanent disability payment is increased by 10% — self-imposed, meaning the carrier is supposed to add it without you asking. In 2024 the DWC Audit Unit cited 588 violations for late first TD payments and 452 for late subsequent payments, in audited files alone. Pull your payment ledger and check the dates.
WHEN IT ENDS
When you return to work, when you are found permanent and stationaryP&S / MMI Permanent and Stationary / Maximum Medical Improvement. Your condition has plateaued — not that you are healed. Temporary disability ends here., or when you hit the cap.
The 104-week cap
For dates of injury on or after January 1, 2008: 104 compensable weeks within five years of the date of injury. Read that carefully. It is not 104 weeks from when payments start. It is 104 weeks inside a five-year window that begins on the date of injury. Which produces a real trap: a worker whose claim is denied and litigated for four years has, in practical terms, about one year left to draw 104 weeks of benefits. The clock ran while the case was being fought.
| THE NINE EXCEPTIONS | 240 COMPENSABLE WEEKS WITHIN FIVE YEARS |
|---|---|
| Infections | Acute and chronic hepatitis B · Acute and chronic hepatitis C · HIV |
| Burns and amputations | Amputations · Severe burns |
| Eyes | High-velocity eye injuries · Chemical burns to the eyes |
| Lungs | Pulmonary fibrosis · Chronic lung disease |
| Firefighters and specified peace officers | A § 3212.1 cancer injury, dates of injury on or after Jan. 1, 2023: up to 240 weeks — with no five-year outer window at all |
This list is closed. There is no catch-all for catastrophic injury. A worker with a devastating spinal cord injury gets 104 weeks; a worker with an amputation gets 240.
A gap the Legislature has not closed: if your treatment was wrongly denied and the denial was later overturned on Independent Medical ReviewIMR Independent Medical Review. The appeal from a UR denial. 30 days (10 if the dispute is only over drugs on the MTUS Drug List)., the weeks you spent waiting still count against your 104. Two bills would have fixed this — AB 1213 (2023–24) and SB 1346 (2024). Both failed. As of August 2026 there is no IMR-delay exception to the 104-week cap. The delay is the worker’s to absorb.
Labor Code § 4661.5 — the raise nobody claims
This is the most valuable section on this page. When a temporary total disability payment is made two years or more from the date of injury, the payment is computed using the average weekly earnings limits in § 4453 in effect on the date the payment is made — not the date of injury. And if the current minimum happens to be lower, the payment is not reduced. It is a one-way ratchet.
HOFMEISTER v. WCABWCAB Workers’ Compensation Appeals Board. The court system that decides these cases. 23 district offices statewide. (1984) 156 Cal.App.3d 848
“The statute makes no reference to rates in effect on the date of ‘injury.’” Where payment has been delayed two or more years, the weekly earnings amount is set at the statutory rate on the date of payment. The purpose was to relieve workers of the consequences of inflation during the delay.
Compared
A 2020 INJURY, CAPPED
- Weekly maximum
- $1,299.43
- The difference
- —
- Two years of back benefits, paid in 2026
- At the 2020 rate
STILL ON TTD IN 2026
- Weekly maximum
- $1,764.11
- The difference
- $464.68 more per week · roughly $24,163 a year
- Two years of back benefits, paid in 2026
- At the 2026 rate — the difference approaches $48,000
THREE HONEST LIMITS
It reaches temporary total disability only — not temporary partial, not permanent disability, not life pensionLife pension Payable at 70%–99% after the PD award is exhausted. § 4659(a): 1.5% of average weekly earnings per point above 60 — with earnings capped at $515.38 since 2006., not death benefits. It is computed payment by payment. And defense practitioners argue it applies only to benefit periods after the two-year mark, not to retroactive payments made after it. Hofmeister points the other way, but no modern published decision squarely resolves the retroactive lump-sum question.
SELF-EXECUTING
Like § 4650(a), no application is required, and a failure to apply it produces a short payment exposed to the § 4650(d) 10% and to § 5814. If you have been receiving TD for more than two years, or are about to receive a retroactive lump sum on a delayed claim, this is worth checking before you cash anything.
Modified duty, public safety, and EDD
TEMPORARY PARTIAL DISABILITY
If your doctor releases you to modified work at reduced earnings, you receive two-thirds of the difference between what you were earning and what you earn now, subject to the same weekly maximum. Weeks of TPD count against the same 104-week cap.
PUBLIC SAFETY
Qualifying police officers, firefighters, sheriff’s deputies, and certain other classifications receive up to one year of full salary in place of temporary disability. Materially better than two-thirds up to a cap; eligibility turns on the employer and classification.
WHILE YOU WAIT · EDD
If your claim is denied or delayed, apply for EDD State Disability Insurance. If you later win, EDD asserts a lien and is reimbursed from your recovery — a bridge, not extra money. Weeks on SDI during a denied period generally count toward the 104-week cap only to the extent the carrier proves it reimbursed EDD.
Have your payment history checked
- Check the average weekly wage on the first benefit notice — Against your own pay records — overtime, second job, bonuses, tips, in-kind wages.
- Count your compensable weeks against the five-year window — And check the nine-condition list if any of it applies.
- Add two years to your date of injury — Every TTD payment after that date should be at the current year’s rail. If it is not, the difference is owed.
- Audit the payment dates — Every late check carries the automatic 10% — supposed to be added without asking.
Frequently asked questions
How much will I get?
Two-thirds of your average weekly earnings, between $264.61 and $1,764.11 a week for a 2026 injury. Check that your average weekly wage includes overtime, bonuses, and any second job.
When does the first check arrive?
Within 14 days of the employer knowing about the injury and the disability. Late payment carries an automatic 10%.
Is it taxable?
Workers’ compensation benefits are generally not taxable income.
What happens when the 104 weeks run out?
Payments stop even if you are still unable to work. What follows is usually the permanent disability phase, and possibly a supplemental job displacement voucher. This is a hard moment for a lot of people and it should not arrive as a surprise.
Can they stop my checks without telling me?
You are entitled to a written benefit notice explaining any change.
My claim was denied. Can I get anything?
Apply for EDD State Disability Insurance, and note that up to $10,000 in medical treatment must be authorized within one working day of filing your claim form, regardless of whether liability has been decided.
I’ve been on temporary disability for years. Am I being paid correctly?
Possibly not. See § 4661.5 above — this is the single most commonly missed adjustment in the system.
Sources
Labor Code § 4453§ 4650§ 4652§ 4656§ 4661.5§ 4850§ 5402DIR Newsline 2025-116 (2026 rates)DWC Newsline 2023-84Hofmeister v. WCAB (1984) 156 Cal.App.3d 848Hawkins v. Amberwood Products (WCAB en banc, 2007)§ 4653§ 4453(c)(4)§ 4656(c)(2)§ 4656(c)(3)§ 5402(c).
General information about California law, not legal advice about your case.
Reviewed by Jamey Teitell, Partner & Trial Attorney · Last reviewed
Law Offices of Solov & Teitell, APC · (213) 380-9310
Printed from https://www.solovteitell.com/workers-compensation/temporary-disability/ · Last reviewed